Defy Funding connects business owners with fast, flexible funding. Minimal paperwork, no collateral required, and all credit profiles considered.
Takes under 2 minutes. No impact to your credit score.
We work with a nationwide network of funders to match you with the right product — not a one-size-fits-all offer.
Get a lump sum today and repay through a small percentage of your future sales. Ideal for businesses with steady card or deposit volume.
Flexible, revolving access to capital you can draw on whenever you need it. Only pay for what you use.
Fixed funding with predictable payments for larger investments, expansion, equipment, or consolidation.
Turn unpaid invoices into immediate working capital instead of waiting 30, 60, or 90 days to get paid.
Fund the machinery, vehicles, or technology your business needs to grow — without draining your cash reserves.
For qualifying businesses, we help structure longer-term, lower-cost financing through traditional channels.
No mountains of paperwork. No waiting weeks for an answer.
Complete our short online form with a few basic details about your business. It takes under two minutes and won't affect your credit.
Send your most recent bank statements and our team reviews your options. Most approvals come back same day.
Accept the offer that fits, sign electronically, and funds can be deposited into your account in as little as 24 hours.
We're brokers, not a single lender — which means we shop your file to find the best fit, not just the first yes.
Same-day approvals and funding in as little as 24 hours when you need capital now.
No tax returns or business plans required for most programs — just a simple application and bank statements.
We focus on the health of your business, not just your personal credit score.
Getting a quote is free and there's no commitment. You decide if an offer is right for you.
Find out how much your business qualifies for — in minutes.
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